Different Types of Trusts

Trusts play a crucial role in estate planning, offering various benefits and options for individuals to protect and manage their assets. The primary purpose of a trust is to ensure that assets are handled according to your wishes and distributed efficiently to the indented beneficiaries. Trusts also provide opportunities to minimize taxes, avoid probate, maintain privacy, and offer flexibility in managing your estate.

Key Reasons Why You Should Consider Using A Trust In Your Estate Planning Strategy

Estate planning is a crucial process that ensures the smooth transfer of assets and protects the financial interests of both the current and future generations. While there are various tools available for estate planning, one option that stands out is the establishment of a trust. A trust offers numerous advantages that can greatly enhance the effectiveness and efficiency of any estate plan. In the following blog are some key reasons why you should consider using a trust in your estate planning strategy.


Tax Credit Available for Multigenerational Home Renovations

With more families of different generations sharing a residential space, and the need for more affordable housing, the this tax credit is long overdue.
What is the multigenerational home renovation tax credit and who qualifies? Read the below article to help answer this question plus more.

It's Not Good To Have An Outdated Minute Book In Ontario.

In Ontario, a corporation is required by law to keep accurate and up-to-date corporate minute books. A corporate minute book is a record of important corporate documents, including the corporation's articles of incorporation, bylaws, shareholder and director resolutions, and other legal documents.

Are You Buying & Selling Real Estate With the Same Closing Day? Know the Risks

Most often believe this to be the best approach with regard to making other arrangements around their closing such as scheduling movers, contractors, etc. However, there are a few other things that individuals in such a situation should consider before arranging to buy and sell real estate on the same business day.

Will These New Rules Increase Hamilton's Affordable Housing Supply?

On January 25, 2023, Hamilton Councilors passed a by-law in hopes it would free up the Hamilton housing supply for longer-term rentals. The by-law will also ban commercial operators with multiple properties listed on rental sites like Airbnb.

Top 5 Ways To Avoid Title Fraud

The term ‘title’, in real estate, is used to describe someone’s right of ownership to land. Title fraud is when the title of someone’s home is stolen or a scammer has borrowed money using someone else’s property as collateral.

New Anti-Flipping Rules

As of January 1, 2023, new legislation came into effect that may impact you.  If you have purchased a property you are now looking to sell within the last 12 months, you may be impacted by this new legislation.  To ensure you are aware of what your obligations are, we are recommending that you seek advice on your upcoming transaction from a professional accredited accountant.

Temporary Ban on Foreign Buyers as of January 1, 2023

In one of the many measures the federal government has put into place to slow down the real estate market and ensure Canadians have more access and buying power when purchasing a home, is the implementation of a temporary ban on new foreign ownership.

What is a Secondary Will and When Would I Need One?

A Secondary Will can be a financial planning tool, some homeowners and business owners, mostly in Ontario and British Columbia, use to help reduce the amount of Estate Administration Tax (EAT) that needs to be paid after ones passing to ensure more of their assets end up with their survived family and friends.

What happens when you die without a Will in Ontario?

Having a properly constructed Will is considered to be one of the first and most important tools when it comes to protecting one’s family and assets, reducing the amount of tax owed by one’s estate, and building a solid succession plan for one’s business after death.

Chattels vs Fixtures

One of the most common questions that clients have with regard to a real estate Agreement of Purchase and Sale pertain to what household items can be categorized as either a chattel or a fixture. Read this article to understand how to define these two items within the Agreement of Purchase and Sale.

Land Transfer Tax Refund for First-Time Homebuyers

With a shift in the market, it’s important for first time home buyers to know all the details of purchasing a home, especially Land Transfer Tax (LTT). The Land Transfer Tax is charged by the provincial government’s Ministry of Finance whenever a person buys or acquires an interest in a piece of land in Ontario, except in a few special circumstances. The tax applies to every method of conveying land ownership, whether the land is purchased, gifted, or obtained through other means.

All About Cohabitation Agreements

A cohabitation agreement is an agreement signed by two unmarried individuals who are living together or intend to live together in the future. When a couple decides to live together, a cohabitation agreement can clearly set out the rights and obligations of each party, either in the event of a breakdown of the relationship or upon the passing of one of the partners.

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