Estate Considerations for RRSP and RRIF

One of the best gifts you can leave your family after you pass away is a well thought out estate plan that can minimize tax obligations. Often, Registered Retirement Saving Plans (RRSP) and Registered Retirement Income Fund (RRIF) make up a large portion of an estate, which is why concern regarding these accounts is important when developing an estate plan.

Tax Concerns and Leased Property

Within a real estate transaction, not all property is transferred in the traditional sense that both the dwelling and the subsequent land are conveyed in fee simple. An increasing number of transactions include purchases where the dwelling is conveyed in fee simple, but the land itself is merely leased to the occupant.

Locating a Missing Beneficiary

Administering an estate is often a straightforward process. Once an individual has passed away, the named executor has a duty to distribute the deceased’s estate according to the terms of their Will. This includes, but is not limited to identifying and locating the beneficiaries who are set to receive an inheritance. However, what happens when the executor is unable to locate a beneficiary?

Three Types of Restricted Covenants Found in Employment Contracts

A restrictive covenant is an express term in an employment contract which is set out to protect the employer. Whether it be trade secrets or the company’s employees, restrictive covenants protect against the exploitation from current or past employees.

Independent Contractor vs. Employee


For many years, the distinction between an employee and independent contractor has been the centre of debate in the employment law field. The distinction comes from the similarities that both statuses have, yet employers have often chosen the standing that best suits them, especially when a business uses a blend of both types of workers.

Condo Purchases and Status Certificate Review

An increasing trend in the real estate market has seen customers gravitate away from the traditional detached single-family residence, towards more affordable condominiums. However, when purchasing a condominium, a unique set concern’s ought to be investigated by potential buyers.

Trust in Real Estate Services Act

In late 2019, Ontario introduced the Trust in Real Estate Services Act, 2019. The Act brings forth several long-anticipated changes to real estate transactions, as well as the relationship that exists between real estate agents and their clients

Fiduciary Duty

A fiduciary duty is the obligation of one party to act in the best interest of another party. These types of relations arise all over. They can include corporate relationships and patient-doctor relationships. In 2004, the Supreme Court of Canada released an important decision in regards to the meaning behind section 122(1)(b) of the Canada Business Corporations Act (CBCA) in regard to fiduciary duties.

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